Who We Serve

Retirees and Near-Retirees

Whether you are already retired or approaching retirement soon, we support you through it all. We understand the risks and responsibilities our clients face with planning all the important aspects of retirement income and estate planning. We partner with clients to create financial peace of mind and diligently review your family's wants and needs every time we connect.

Our team has a desire to know you and your family well and understand what’s most important to you so we can offer prudent advice to allow you to retire with confidence. Together, we build a financial plan that’s easily digestible and actionable, allowing you to enjoy your retirement with confidence and maximize the return on your life’s work.

Younger Families / Small Business Owners

It is never too early to begin planning for your future and the future needs of your spouse, family and/or your family business. Would you like to invest in your children’s education? Do you need assistance setting up employee retirement benefits or key employee benefits? There is a vast array of possibilities and many of them can be quite complex. We help you to understand the key features benefits, and risks of each option and not only make the most prudent choice, but also continue to monitor and evolve as your family and/or businesses grow and have different needs.

Families and Businesses with Life Insurance Needs

Regardless of your age or situation, we can help you create the peace of mind knowing that your family and/or your business is taken care of should the worst happen to you. Life insurance is often the most overlooked aspect of any long-term financial planning and not having it can ruin even the best of financial plans.

There are two main reasons to purchase Life Insurance…either you love someone or you owe someone money. The selfless act to protect others from your loss can enhance your heirs’ future and protect legacies. From business succession planning to income replacement for loved ones, life insurance can be as important for a holistic financial plan as saving and investing. As independent agents, we can search the marketplace for solutions that best solve your needs.

Beneficiaries

If you are inheriting wealth, someone that cares for you has likely put a lot of time, effort, and planning into your future. One of the best ways to honor that selfless act is to be a good steward of your loved one’s legacy and the wealth passed on to you. Our team can assist you in not only to making best use of your inheritance for your retirement, but also work with you in potentially creating a lasting legacy for the people that you care about as well.